Cristina Diaz

Cristina’s practice spans bank chartering and licensing, permissible activities, capital requirements, regulatory enforcement, M&A, and corporate governance. She advises clients navigating the intersection of traditional banking and emerging financial services, including digital assets companies seeking to acquire or establish national banks, and banks exploring partnerships with fintechs and digital assets firms. She regularly helps clients navigate complex relationships and remediation initiatives with state and federal financial regulators, including the Federal Reserve, OCC, FDIC, and the Utah Department of Financial Institutions.

Prior to joining Crowell, Cristina served in senior legal roles at UBS. Most notably, she served as executive director and general counsel for UBS Bank USA and advised on the bank’s charter conversion from a Utah industrial bank to an OCC national bank. She also served as head of legal in the U.S. Remediation Management Office, where she oversaw complex bank and securities regulatory remediation initiatives. Before her in-house tenure, Cristina practiced at an AmLaw 20 law firm, where she was a member of the Financial Institutions Group and advised on bank regulatory matters, as well as M&A and capital markets transactions.

Cristina is a member of the New York Bar and is fluent in Spanish.