Thomas C. Hardy

Overview

Thomas Hardy is a member of Crowell & Moring’s Health Care Group. He has extensive experience in managed care litigation, including complex, high-stakes litigation involving ERISA, the Federal Employee Health Benefits Act, the Affordable Care Act (ACA), Medicare and Medicaid, insurance bad faith, state statutory claims, pricing disputes, and other issues.

Thomas also has extensive experience litigating creditor’s rights cases in both state and federal courts.

He has assisted clients in a range of complex litigation matters, including:

Medical provider suits against insurance payers involving thousands of individual benefits claims
Member suits against insurance payers under ERISA and state law
Complex ERISA litigation
Complex Medicaid litigation
Commercial mortgage foreclosures
Multi-plaintiff securities fraud litigation
Complex employment disputes
Representation of secured creditors in bankruptcy proceedings

In addition, Thomas has a commitment to pro bono work. He has worked on Criminal Justice Act appeals to the Seventh Circuit, National Immigrant Justice Clinic asylum cases, and matters before the Chicago Commission on Human Rights.

Career & Education

University of California, Hastings College of the Law, J.D., 2007
Washington University, B.A., 1997
- University of California, Hastings College of the Law, J.D., 2007
- Washington University, B.A., 1997
Illinois
U.S. District Court for the Northern District of Illinois
U.S. Court of Appeals for the Fifth Circuit
U.S. Court of Appeals for the Seventh Circuit
U.S. District Court for the Central District of Illinois
U.S. District Court for the Southern District of Illinois
U.S. Bankruptcy Court for the Central District of Illinois
U.S. District Court for the Northern District of Texas
- Illinois
- U.S. District Court for the Northern District of Illinois
- U.S. Court of Appeals for the Fifth Circuit
- U.S. Court of Appeals for the Seventh Circuit
- U.S. District Court for the Central District of Illinois
- U.S. District Court for the Southern District of Illinois
- U.S. Bankruptcy Court for the Central District of Illinois
- U.S. District Court for the Northern District of Texas
Member, Chicago Bar Association

Member, American Bar Association
- Member, Chicago Bar Association
- Member, American Bar Association

Thomas's Insights

Blog Post | 04.24.26

Bipartisan Coalition of State AGs Backs Federal PBM Transparency Rule

Client Alert | 4 min read | 04.24.26
Bipartisan Coalition of State AGs Backs Federal PBM Transparency Rule
Firm News | 4 min read | 08.06.25
Leading Health Care Practices Combine to Provide Comprehensive Counsel to Clients at a Time of Tremendous Change Across the Industry

View All Insights

Representative Matters

Secured a dismissal with prejudice in a residential treatment behavioral health lawsuit alleging breach of contract and violations of the Texas Insurance Code on behalf of managed care organization who administered the plan for a state university.
Secured dismissal with prejudice on behalf of a managed care client of a provider lawsuit based on an ERISA assignment of benefits that alleged underpayment of claims for infusion services.
Successfully defended appeal $17 million guaranty judgment before the Seventh Circuit. Inland Mortgage Capital Corporation v. Chivas Retail Partners, LLC, 740 F.3d 1146 (7th Cir. 2014)
Successfully defended appeal of summary judgment on Interest Act claims involving calculation of interest on 365/360 basis. Hubbard St. Lofts, LLC v. Inland Bank and Trust, 2011 IL App. (1st) 102640
Obtained dismissal of several commercial borrowers’ Chapter 11 cases as bad faith filings.
Foreclosed $22 million mortgage on ice sports facility.
Foreclosed $10 million mortgages on eight commercial offices/shopping centers.
Foreclosed $3 million mortgages on portfolio of nine multifamily properties.