Debbie Lin

Associate | She/Her/Hers

Overview

Debbie is an associate in Crowell & Moring’s New York office and a member of the firm’s Corporate Group. Debbie advises emerging companies, public and private corporations, investors and their portfolio companies on transactions and general corporate matters, including mergers, acquisitions, financing transactions, entity formation, corporate governance, and joint ventures.

During law school, Debbie served as Articles Editor of the Cornell International Law Journal and was actively involved in the Cornell Labor Law Clinic.

Career & Education

|
    • New York
      Judicial Intern, New York City Criminal Court, 2019
    • New York
      Judicial Intern, New York City Criminal Court, 2019
  • CTBC Financial Holding Company, Ltd., Legal Extern, 2021

    CTBC Financial Holding Company, Ltd., Legal Extern, 2021

    • Cornell University, B.S., 2014
    • Cornell Law School, J.D., 2021
    • Cornell University, B.S., 2014
    • Cornell Law School, J.D., 2021
    • New York
    • New York
    • Mandarin
    • Taiwanese
    • Mandarin
    • Taiwanese

Debbie's Insights

Client Alert | 6 min read | 03.13.23

Payroll Obligations During Liquidity Crunch Crisis—Implications and Responses

On Friday, March 10, 2023, regulators shut down Silicon Valley Bank (“SVB”) and seized its deposits, resulting in the second largest U.S. banking failure since the 2008 financial crisis. Specifically, SVB was closed by the California Department of Financial Protection and Innovation, and the Federal Deposit Insurance Corporation (the “FDIC”) was named receiver. Since the FDIC insures deposits of up to $250,000, that amount was immediately available; however, the fact that deposits above and beyond the $250,000 limit were not immediately available alarmed many. After a weekend of chaos as many businesses scrambled for a solution to the illiquid funds, on Sunday, March 12, 2023, in a joint release among the Department of Treasury, Board of Governors of the Federal Reserve System and the FDIC, Treasury Secretary Janet Yellen instructed the FDIC to guarantee SVB customers access to all deposits, including the uninsured funds. The release further stated that New York-based Signature Bank was closed by its chartering authority and that its customers would also receive access to all deposits, including the uninsured funds. While this may have provided relief to many, it is important to keep in mind the lesson and best practices in the event of such a liquidity crunch....

Debbie's Insights

Client Alert | 6 min read | 03.13.23

Payroll Obligations During Liquidity Crunch Crisis—Implications and Responses

On Friday, March 10, 2023, regulators shut down Silicon Valley Bank (“SVB”) and seized its deposits, resulting in the second largest U.S. banking failure since the 2008 financial crisis. Specifically, SVB was closed by the California Department of Financial Protection and Innovation, and the Federal Deposit Insurance Corporation (the “FDIC”) was named receiver. Since the FDIC insures deposits of up to $250,000, that amount was immediately available; however, the fact that deposits above and beyond the $250,000 limit were not immediately available alarmed many. After a weekend of chaos as many businesses scrambled for a solution to the illiquid funds, on Sunday, March 12, 2023, in a joint release among the Department of Treasury, Board of Governors of the Federal Reserve System and the FDIC, Treasury Secretary Janet Yellen instructed the FDIC to guarantee SVB customers access to all deposits, including the uninsured funds. The release further stated that New York-based Signature Bank was closed by its chartering authority and that its customers would also receive access to all deposits, including the uninsured funds. While this may have provided relief to many, it is important to keep in mind the lesson and best practices in the event of such a liquidity crunch....