Photograph of Michelle A. Jones

Government Experience

  • Department of Veterans Affairs—Staff Attorney (2004-2006)


  • Vanderbilt University, B.A. economics (1995) summa cum laude
  • Harvard Law School (1998)


  • District of Columbia

Michelle A. Jones

 Counsel Washington, D.C.
Phone: +1 202.624.2571
1001 Pennsylvania Avenue NW
Washington, DC 20004-2595

Michelle A. Jones is a counsel in our Insurance/Reinsurance Group in Washington, D.C., where she focuses on litigating and arbitrating reinsurance disputes involving a broad spectrum of issues. Michelle has represented clients in domestic property/casualty, life, and health reinsurance disputes regarding issues such as rescission, fraud, misrepresentation, late notice, follow the fortunes, declaratory judgment expenses, underwriting practices, claims management, allocation, fronting arrangements, allegations of misconduct by brokers and intermediaries, maximum any one life warranties, and sunset and commutation clauses. These disputes involve many types of underlying business including environmental and other long-term exposure claims, variable annuities, and workers' compensation.

Michelle's experience extends to a variety of international matters. For example, working in conjunction with members of Crowell & Moring's International Dispute Resolution Group, she provided advice to a reinsurer in connection with a $60 million Latin American reinsurance dispute. She has also represented clients in international reinsurance arbitrations involving UK and Bermuda law, provided consultation on Latin American insurance regulatory requirements, and been involved in political risk insurance disputes involving international power projects.

Her direct insurance practice includes counseling and representing insurance carriers in coverage litigation over asbestos, environmental, and other long-term exposure claims. For example, she has litigated insurance coverage disputes involving a wide variety of issues in connection with Hurricane Katrina losses and asbestos, silica, and breast implant claims. She also represented insurers in arbitrations before the American Arbitration Association involving late notice issues. Michelle's prior experience includes reporting on D&O/E&O insurance claims as well as advising and representing clients in insurance insolvency matters, insurance sales practices class actions, and mutual insurance company reorganizations.

Michelle's practice also includes significant work on a variety of issues for health care companies. She represented a managed care organization in connection with claims its overcharged premiums to its reinsured and claims the reinsured improperly solicited customers from the organization, which resulted in a judgment of over $18 million for the client. She also provides regular advice to health care companies on Medicare preemption issues.

She has written and spoken on a variety of insurance, reinsurance, and health care topics, including reinsurance for ECO/XPL claims, professional liability claims, and Medicare preemption. Michelle also has dedicated time to pro bono matters, including a death penalty case.

Michelle joined Crowell & Moring in 2006. She has previously worked in the reinsurance/insurance groups of other law firms. Her prior experience also includes working on ethics, personnel, and other administrative law matters for the U.S. Department of Veterans Affairs.

Michelle is a member of the Tort Trial & Insurance Practice Section of the American Bar Association, the AIDA Reinsurance and Insurance Arbitration Society (ARIAS-U.S.), the American Health Lawyers Association, and the Hispanic Bar Association of D.C. Michelle graduated from Harvard Law School (1998) and Vanderbilt University (1995, B.A., economics, summa cum laude). During law school she was the editor-in-chief of the Harvard International Law Journal. Michelle is a member of the District of Columbia, Virginia (inactive), and U.S. Supreme Court Bars.


Admitted to practice: District of Columbia, Virginia (inactive), U.S. Supreme Court Bars.

Highlights, News & Knowledge

Speeches & Presentations

  • "Medicare Preemption Issues," Clarion Legal CLE Webinar (April 2012). Co-Presenter: Michelle A. Jones.
  • "Loss Ratios and the Role of Stop Loss Insurance in Health Coverage," ABA-TIPS Midwinter Symposium on Insurance and Employee Benefits - Emerging Issues and Litigation Relating to Life, Health & Disability Insurance, Insurance Regulation, Employee Benefits and Reinsurance (2011). Panelist: Michelle A. Jones.
  • "Beyond The 'Four Corners': Reinsurance For Extra-Contractual Liability," ABA-TIPS Insurance Coverage Litigation Conference (February 2010). Co-Panelist: Michelle A. Jones.
  • "UK Schemes of Arrangement," In-house Presentation, Philadelphia (February 2, 2010). Co-Presenters: Nilam R. Sharma and Michelle A. Jones.
  • "Is it Raining in the Garden of Financial Institutions?," Liability Academy 2009, hosted by Länsförsäkringar, Stockholm, Sweden (October 15, 2009). Co-Presenters: Nilam R. Sharma, Michelle A. Jones and Patricia Connally.
  • "Reinsurance for Extra-Contractual Liability," ABA/TIPS Midwinter Meeting - Symposium on Issues and Litigation Relating to Life, Health & Disability Insurance, Insurance Regulation, Employee Benefits and Reinsurance (2009). Panelist: Michelle A. Jones.
  • "Preemption – It's Not Just for ERISA Anymore: A Primer on MMA Preemption," Crowell & Moring's 2008 Healthcare Ounce Of Prevention Seminar (HOOPS) (October 2008). Co-Presenters: William C. O’Neill and Michelle A. Jones.
  • "Claims for ECO/XPL and (Re)Insurability of Punitive Damages," Mealey's Reinsurance Litigation and Arbitration Conference (2008). Speaker: Michelle A. Jones.
  • "Extracontractual Obligations (ECO) and Losses in Excess of Policy Limits (XPL)," Reinsurance Association of America Reinsurance Claims Management Conference (2007). Panelist: Michelle A. Jones.


  • "Legal: Climate change, nanotechnology and cyber-risk liabilities," Reinsurance Magazine (March 2010). Co-Authors: Nilam Sharma, Michelle A. Jones and Benjamin Folkinshteyn.
  • "Claims for ECO/XPL and (Re)Insurability of Punitive Damages," ABA-TIPS Insurance Coverage Litigation Committee Mid-Year Meeting (February 2010). Co-Authors: Michelle A. Jones and Kirsten Addison-Smith.
  • "Recent Developments in Excess, Surplus Lines, and Reinsurance," ABA Tort Trial & Insurance Practice Law Journal (Spring 2008). Co-Authors: William C. O’Neill, Michelle A. Jones and Lori T. Hildebrand.
  • "Claims for ECO/XPL and (Re)Insurability of Punitive Damages," Mealey's Reinsurance Litigation and Arbitration Conference (2008). Author: Michelle A. Jones.
  • "Key Principles and Concepts: Utmost Good Faith and Rescission," Mealey's Fundamentals of Reinsurance Litigation and Arbitration (2007). Co-Authors: William C. O’Neill and Michelle A. Jones.
  • ARIAS-US Case Law Summary, Certain Underwriters at Lloyd’s, London v. Cravens Dargan & Co., Nos. 05-56154, 05-56269, 2006 WL 2337959 - 9th Cir. (August 14, 2006). Co-Authors: Jennifer R. Devery and Michelle A. Jones.

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May.05.2017 Crowell & Moring Featured in Global Arbitration Review’s 10th Annual "GAR 100" List
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