Photograph of Elaine A. Panagakos


  • Yale University, B.A. (1984)
  • Duke University School of Law, J.D. (1987)


  • District of Columbia
  • New York

Elaine A. Panagakos

 Counsel Washington, D.C.
Phone: +1 202.624.2827
1001 Pennsylvania Avenue NW
Washington, DC 20004-2595

Elaine Panagakos is an attorney in the Insurance Group. Since returning to Crowell & Moring in 2006, she has worked extensively in insurance litigation and counseling, with a particular focus on matters involving educational institutions. These range from the coverage issues presented by highly publicized incidents on college campuses -- such as the 2006 controversy involving the Duke Men's Lacrosse Team -- to cutting-edge insurance issues arising out of  medical and scientific research conducted at major universities.   

Elaine has also developed experience in toxic tort matters from the dual perspectives of both insurance coverage and underlying tort law. In the torts area, Elaine has worked extensively on the legal implications of scientific advances, advocating for the integration of causation rules and evidentiary standards with reliable scientific methodology. Those efforts contributed, most recently, to a landmark state supreme court decision upholding the exclusion of expert testimony based on the discredited "any exposure" theory.    

Before returning to Crowell, Elaine practiced for many years as a civil litigator in other subject areas. She represented plaintiff landowners in class actions seeking just compensation for the use of their property, achieving litigation successes that ultimately culminated in favorable settlements for her clients. Elaine also has extensive experience with franchise litigation and counseling, having successfully enforced the contractual and trademark rights of franchisor clients in numerous federal and state courts.


Admitted to practice: District of Columbia, New York


  • "Autonomous Vehicle Incidents: Who's Liable?" Automotive News (October 1, 2018). Authors: Cheri A. Falvey, Laura Foggan, and Elaine A. Panagakos.
  • "Allocating Costs to Policyholders for Periods of No Insurance: Should There Be an 'Unavailability Exception'?" The Insurance Coverage Law Bulletin, Vol. 13, No. 9 (October 2014). Author: Elaine A. Panagakos.
  • "The Limitations of Liability Coverage Under 'Designated Premises' Policies," The Insurance Coverage Law Bulletin, Vol. 10, No. 6 (July 2011). Co-Authors: Jonathan H. Pittman and Elaine A. Panagakos.
  • "Borg-Warner v. Flores: Restoring The Rule of Science And Law To Asbestos Litigation In Texas," Mealey's Litigation Report: Asbestos (November 2010). Co-Authors: Deborah Hankinson, Elaine Panagakos and William L. Anderson.
  • "Franchisees In Federal Receivership: Strategic Considerations for Franchisors," 26 Franchise Law Journal 79 (2006). Co-Author: Elaine A. Panagakos.
  • "Rails-to-Trails: The Perspective Across the Tracks," 70 Journal of Transportation Law, Logistics and Policy 142 (2003). Co-Author: Elaine A. Panagakos.
  • "An Antidote to the Dreaded Scott Decision," 4 Franchise Lawyer 1 (1998). Co-Author: Elaine A. Panagakos.
  • "Territorial Encroachment: The Burger King and Taco Bell Cases," 14 Franchise Law Journal 1 (1994). Co-Author: Elaine A. Panagakos.

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